OLD EXCHANGE NB OF OKAWVILLE
OKAWVILLE, ILLINOIS · FDIC Cert #3827
Capital & Safety Analysis
According to FDIC financial data, OLD EXCHANGE NB OF OKAWVILLE holds a Tier 1 capital ratio of 22.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OLD EXCHANGE NB OF OKAWVILLE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OLD EXCHANGE NB OF OKAWVILLE shows strong financial health indicators. With $80M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OLD EXCHANGE NB OF OKAWVILLE has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 22.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OLD EXCHANGE NB OF OKAWVILLE holds $80M in total assets and $71M in total deposits. It is located in OKAWVILLE, ILLINOIS (FDIC Certificate #3827).
OLD EXCHANGE NB OF OKAWVILLE has a Tier 1 capital ratio of 22.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.75%.
Yes. OLD EXCHANGE NB OF OKAWVILLE is FDIC-insured (Certificate #3827). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.