Is Minster Bank Safe?
Minster Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (80/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.66% | 100/100 |
| Nonperforming Loan Ratio | 1.01% | 80/100 |
| Liquidity Ratio | 47.86% | 100/100 |
| Return on Assets | 1.52% | 81/100 |
| Total Assets | $0.7B | |
How does Minster Bank compare?
With a Bank Health Score of 92/100, Minster Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Minster Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 17.66% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.01% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Minster Bank's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital strengthened by 0.53 percentage points to 17.66%.
Minster Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (80/100).