MINSTER BANK
MINSTER, OHIO · FDIC Cert #763
Capital & Safety Analysis
According to FDIC financial data, MINSTER BANK holds a Tier 1 capital ratio of 17.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MINSTER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MINSTER BANK shows strong financial health indicators. With $734M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MINSTER BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MINSTER BANK holds $734M in total assets and $659M in total deposits. It is located in MINSTER, OHIO (FDIC Certificate #763).
MINSTER BANK has a Tier 1 capital ratio of 17.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.01%, and the return on assets is 1.52%.
Yes. MINSTER BANK is FDIC-insured (Certificate #763). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.