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Is Milton Savings Bank Safe?

Milton Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio48.02%100/100
Nonperforming Loan Ratio0.00%100/100
Liquidity Ratio37.38%100/100
Return on Assets-0.79%0/100
Total Assets$0.1B

How does Milton Savings Bank compare?

With a Bank Health Score of 90/100, Milton Savings Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Milton Savings Bank ranks above the state average of 70/100 (Grade B).

The bank's Tier 1 capital ratio of 48.02% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Milton Savings Bank's Bank Health Score improved by 2.0 points to 90/100. Tier 1 capital weakened by 4.29 percentage points to 48.02%.

Milton Savings Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).