Is Mauch Chunk Trust Co Safe?
Mauch Chunk Trust Co has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (40/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.42% | 96/100 |
| Nonperforming Loan Ratio | 0.89% | 82/100 |
| Liquidity Ratio | 41.92% | 100/100 |
| Return on Assets | 0.51% | 40/100 |
| Total Assets | $0.7B | |
How does Mauch Chunk Trust Co compare?
With a Bank Health Score of 87/100, Mauch Chunk Trust Co sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Mauch Chunk Trust Co ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 14.42% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.89% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Mauch Chunk Trust Co's Bank Health Score fell by 2.0 points to 87/100. Tier 1 capital strengthened by 1.47 percentage points to 14.42%.
Mauch Chunk Trust Co has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (40/100).