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BankHealth

MAUCH CHUNK TRUST CO

JIM THORPE, PENNSYLVANIA · FDIC Cert #2359

A
Health Score
87/100
$663M
Total Assets
$616M
Total Deposits
14.42%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MAUCH CHUNK TRUST CO holds a Tier 1 capital ratio of 14.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MAUCH CHUNK TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.89%
Nonperforming Loans
Low — healthy loan portfolio
41.92%
Liquidity Ratio
Strong — can meet withdrawal demands
0.51%
Return on Assets
Low profitability
$616M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MAUCH CHUNK TRUST CO shows strong financial health indicators. With $663M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MAUCH CHUNK TRUST CO has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MAUCH CHUNK TRUST CO holds $663M in total assets and $616M in total deposits. It is located in JIM THORPE, PENNSYLVANIA (FDIC Certificate #2359).

MAUCH CHUNK TRUST CO has a Tier 1 capital ratio of 14.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.89%, and the return on assets is 0.51%.

Yes. MAUCH CHUNK TRUST CO is FDIC-insured (Certificate #2359). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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