Is La Salle State Bank Safe?
La Salle State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.42% | 100/100 |
| Nonperforming Loan Ratio | 0.90% | 82/100 |
| Liquidity Ratio | 51.41% | 100/100 |
| Return on Assets | 0.19% | 28/100 |
| Total Assets | $0.2B | |
How does La Salle State Bank compare?
With a Bank Health Score of 87/100, La Salle State Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, La Salle State Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.42% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.90% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, La Salle State Bank's Bank Health Score fell by 5.0 points to 87/100. Tier 1 capital strengthened by 0.44 percentage points to 17.42%.
La Salle State Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).