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BankHealth

LA SALLE STATE BANK

LA SALLE, ILLINOIS · FDIC Cert #12410

A
Health Score
87/100
$167M
Total Assets
$149M
Total Deposits
17.42%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, LA SALLE STATE BANK holds a Tier 1 capital ratio of 17.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LA SALLE STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.90%
Nonperforming Loans
Low — healthy loan portfolio
51.41%
Liquidity Ratio
Strong — can meet withdrawal demands
0.19%
Return on Assets
Low profitability
$149M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

LA SALLE STATE BANK shows strong financial health indicators. With $167M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

LA SALLE STATE BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 17.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

LA SALLE STATE BANK holds $167M in total assets and $149M in total deposits. It is located in LA SALLE, ILLINOIS (FDIC Certificate #12410).

LA SALLE STATE BANK has a Tier 1 capital ratio of 17.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.90%, and the return on assets is 0.19%.

Yes. LA SALLE STATE BANK is FDIC-insured (Certificate #12410). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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