Is Kindred State Bank Safe?
Kindred State Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (67/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.26% | 100/100 |
| Nonperforming Loan Ratio | 0.33% | 93/100 |
| Liquidity Ratio | 39.27% | 100/100 |
| Return on Assets | 1.18% | 67/100 |
| Total Assets | $0.0B | |
How does Kindred State Bank compare?
With a Bank Health Score of 95/100, Kindred State Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, Kindred State Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 15.26% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.33% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Kindred State Bank's Bank Health Score fell by 1.0 points to 95/100. Tier 1 capital weakened by 1.69 percentage points to 15.26%. Quarter-over-quarter, the score rose by 1.0 points.
Kindred State Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (67/100).