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BankHealth

KINDRED STATE BANK

KINDRED, NORTH DAKOTA · FDIC Cert #8946

A
Health Score
95/100
$39M
Total Assets
$36M
Total Deposits
15.26%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, KINDRED STATE BANK holds a Tier 1 capital ratio of 15.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KINDRED STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.33%
Nonperforming Loans
Low — healthy loan portfolio
39.27%
Liquidity Ratio
Strong — can meet withdrawal demands
1.18%
Return on Assets
Profitable — earning well on assets
$36M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

KINDRED STATE BANK shows strong financial health indicators. With $39M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

KINDRED STATE BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

KINDRED STATE BANK holds $39M in total assets and $36M in total deposits. It is located in KINDRED, NORTH DAKOTA (FDIC Certificate #8946).

KINDRED STATE BANK has a Tier 1 capital ratio of 15.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 1.18%.

Yes. KINDRED STATE BANK is FDIC-insured (Certificate #8946). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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