Is Independent Farmers Bank Safe?
Independent Farmers Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.14% | 100/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 40.70% | 100/100 |
| Return on Assets | 1.03% | 61/100 |
| Total Assets | $0.2B | |
How does Independent Farmers Bank compare?
With a Bank Health Score of 95/100, Independent Farmers Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Independent Farmers Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 15.14% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Independent Farmers Bank's Bank Health Score fell by 2.0 points to 95/100. Tier 1 capital was essentially flat at 15.14%. Quarter-over-quarter, the score fell by 1.0 points.
Independent Farmers Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).