Is Heritage Bank of Schaumburg Safe?
Heritage Bank of Schaumburg has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (48/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 23.81% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 44.90% | 100/100 |
| Return on Assets | 0.70% | 48/100 |
| Total Assets | $0.1B | |
How does Heritage Bank of Schaumburg compare?
With a Bank Health Score of 95/100, Heritage Bank of Schaumburg sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Heritage Bank of Schaumburg ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 23.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Heritage Bank of Schaumburg's Bank Health Score held roughly steady at 95/100. Tier 1 capital strengthened by 1.15 percentage points to 23.81%. Quarter-over-quarter, the score rose by 1.0 points.
Heritage Bank of Schaumburg has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (48/100).