HERITAGE BANK OF SCHAUMBURG
SCHAUMBURG, ILLINOIS · FDIC Cert #21721
Capital & Safety Analysis
According to FDIC financial data, HERITAGE BANK OF SCHAUMBURG holds a Tier 1 capital ratio of 23.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HERITAGE BANK OF SCHAUMBURG has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HERITAGE BANK OF SCHAUMBURG shows strong financial health indicators. With $142M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HERITAGE BANK OF SCHAUMBURG has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 23.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HERITAGE BANK OF SCHAUMBURG holds $142M in total assets and $122M in total deposits. It is located in SCHAUMBURG, ILLINOIS (FDIC Certificate #21721).
HERITAGE BANK OF SCHAUMBURG has a Tier 1 capital ratio of 23.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.70%.
Yes. HERITAGE BANK OF SCHAUMBURG is FDIC-insured (Certificate #21721). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.