Is First United National Bank Safe?
First United National Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.82% | 100/100 |
| Nonperforming Loan Ratio | 0.92% | 82/100 |
| Liquidity Ratio | 40.46% | 100/100 |
| Return on Assets | 0.09% | 24/100 |
| Total Assets | $0.3B | |
How does First United National Bank compare?
With a Bank Health Score of 87/100, First United National Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, First United National Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 15.82% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.92% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First United National Bank's Bank Health Score fell by 2.0 points to 87/100. Tier 1 capital strengthened by 0.22 percentage points to 15.82%. Quarter-over-quarter, the score rose by 1.0 points.
First United National Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (24/100).