FIRST UNITED NATIONAL BANK
FRYBURG, PENNSYLVANIA · FDIC Cert #7886
Capital & Safety Analysis
According to FDIC financial data, FIRST UNITED NATIONAL BANK holds a Tier 1 capital ratio of 15.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST UNITED NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST UNITED NATIONAL BANK shows strong financial health indicators. With $346M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST UNITED NATIONAL BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST UNITED NATIONAL BANK holds $346M in total assets and $331M in total deposits. It is located in FRYBURG, PENNSYLVANIA (FDIC Certificate #7886).
FIRST UNITED NATIONAL BANK has a Tier 1 capital ratio of 15.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.92%, and the return on assets is 0.09%.
Yes. FIRST UNITED NATIONAL BANK is FDIC-insured (Certificate #7886). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.