Is First Stb of Beecher City Safe?
First Stb of Beecher City has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (78/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.93% | 100/100 |
| Nonperforming Loan Ratio | 0.75% | 85/100 |
| Liquidity Ratio | 24.42% | 78/100 |
| Return on Assets | 3.67% | 100/100 |
| Total Assets | $0.1B | |
How does First Stb of Beecher City compare?
With a Bank Health Score of 90/100, First Stb of Beecher City sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Stb of Beecher City ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 22.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.75% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Stb of Beecher City's Bank Health Score improved by 15.0 points to 90/100. Tier 1 capital strengthened by 2.23 percentage points to 22.93%. Quarter-over-quarter, the score fell by 1.0 points.
First Stb of Beecher City has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (78/100).