FIRST STB OF BEECHER CITY
BEECHER CITY, ILLINOIS · FDIC Cert #10871
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF BEECHER CITY holds a Tier 1 capital ratio of 22.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF BEECHER CITY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF BEECHER CITY shows strong financial health indicators. With $101M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF BEECHER CITY has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 22.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF BEECHER CITY holds $101M in total assets and $85M in total deposits. It is located in BEECHER CITY, ILLINOIS (FDIC Certificate #10871).
FIRST STB OF BEECHER CITY has a Tier 1 capital ratio of 22.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.75%, and the return on assets is 3.67%.
Yes. FIRST STB OF BEECHER CITY is FDIC-insured (Certificate #10871). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.