Is First State Bank of Ransom Safe?
First State Bank of Ransom has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 36.97% | 100/100 |
| Nonperforming Loan Ratio | 0.67% | 87/100 |
| Liquidity Ratio | 55.05% | 100/100 |
| Return on Assets | 0.72% | 49/100 |
| Total Assets | $0.0B | |
How does First State Bank of Ransom compare?
With a Bank Health Score of 91/100, First State Bank of Ransom sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, First State Bank of Ransom ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 36.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.67% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First State Bank of Ransom's Bank Health Score improved by 2.0 points to 91/100. Tier 1 capital strengthened by 0.56 percentage points to 36.97%.
First State Bank of Ransom has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).