FIRST STATE BANK OF RANSOM
RANSOM, KANSAS · FDIC Cert #15469
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF RANSOM holds a Tier 1 capital ratio of 36.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF RANSOM has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF RANSOM shows strong financial health indicators. With $46M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF RANSOM has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 36.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF RANSOM holds $46M in total assets and $38M in total deposits. It is located in RANSOM, KANSAS (FDIC Certificate #15469).
FIRST STATE BANK OF RANSOM has a Tier 1 capital ratio of 36.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 0.72%.
Yes. FIRST STATE BANK OF RANSOM is FDIC-insured (Certificate #15469). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.