Is First State Bank of Cando Safe?
First State Bank of Cando has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.44% | 100/100 |
| Nonperforming Loan Ratio | 1.13% | 77/100 |
| Liquidity Ratio | 56.40% | 100/100 |
| Return on Assets | 0.45% | 38/100 |
| Total Assets | $0.1B | |
How does First State Bank of Cando compare?
With a Bank Health Score of 87/100, First State Bank of Cando sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, First State Bank of Cando ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 18.44% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.13% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First State Bank of Cando's Bank Health Score fell by 9.0 points to 87/100. Tier 1 capital weakened by 1.35 percentage points to 18.44%. Quarter-over-quarter, the score fell by 7.0 points.
First State Bank of Cando has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).