FIRST STATE BANK OF CANDO
CANDO, NORTH DAKOTA · FDIC Cert #15471
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF CANDO holds a Tier 1 capital ratio of 18.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF CANDO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF CANDO shows strong financial health indicators. With $72M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF CANDO has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 18.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF CANDO holds $72M in total assets and $63M in total deposits. It is located in CANDO, NORTH DAKOTA (FDIC Certificate #15471).
FIRST STATE BANK OF CANDO has a Tier 1 capital ratio of 18.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.13%, and the return on assets is 0.45%.
Yes. FIRST STATE BANK OF CANDO is FDIC-insured (Certificate #15471). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.