Is First Southwest Bank Safe?
First Southwest Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 33.97% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 40.01% | 100/100 |
| Return on Assets | 0.85% | 54/100 |
| Total Assets | $0.5B | |
How does First Southwest Bank compare?
With a Bank Health Score of 95/100, First Southwest Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Colorado, where 62 FDIC-insured banks are headquartered, First Southwest Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 33.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Southwest Bank's Bank Health Score fell by 2.0 points to 95/100. Tier 1 capital weakened by 1.35 percentage points to 33.97%. Quarter-over-quarter, the score fell by 1.0 points.
First Southwest Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).