Is First Security Bank Safe?
First Security Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.62% | 89/100 |
| Nonperforming Loan Ratio | 0.16% | 97/100 |
| Liquidity Ratio | 33.23% | 100/100 |
| Return on Assets | 1.22% | 69/100 |
| Total Assets | $0.1B | |
How does First Security Bank compare?
With a Bank Health Score of 92/100, First Security Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, First Security Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 13.62% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.16% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Security Bank's Bank Health Score improved by 11.0 points to 92/100. Tier 1 capital strengthened by 0.89 percentage points to 13.62%.
First Security Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (69/100).