FIRST SECURITY BANK
UNION STAR, MISSOURI · FDIC Cert #1622
Capital & Safety Analysis
According to FDIC financial data, FIRST SECURITY BANK holds a Tier 1 capital ratio of 13.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SECURITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SECURITY BANK shows strong financial health indicators. With $57M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SECURITY BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SECURITY BANK holds $57M in total assets and $53M in total deposits. It is located in UNION STAR, MISSOURI (FDIC Certificate #1622).
FIRST SECURITY BANK has a Tier 1 capital ratio of 13.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 1.22%.
Yes. FIRST SECURITY BANK is FDIC-insured (Certificate #1622). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.