Is First Sb of Hegewisch Safe?
First Sb of Hegewisch has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (18/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 37.37% | 100/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 48.81% | 100/100 |
| Return on Assets | -0.05% | 18/100 |
| Total Assets | $0.8B | |
How does First Sb of Hegewisch compare?
With a Bank Health Score of 91/100, First Sb of Hegewisch sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Sb of Hegewisch ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 37.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Sb of Hegewisch's Bank Health Score improved by 33.0 points to 91/100. Tier 1 capital strengthened by 37.37 percentage points to 37.37%. Quarter-over-quarter, the score rose by 34.0 points.
First Sb of Hegewisch has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (18/100).