FIRST SB OF HEGEWISCH
CHICAGO, ILLINOIS · FDIC Cert #29809
Capital & Safety Analysis
According to FDIC financial data, FIRST SB OF HEGEWISCH holds a Tier 1 capital ratio of 37.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SB OF HEGEWISCH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST SB OF HEGEWISCH shows strong financial health indicators. With $796M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST SB OF HEGEWISCH has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 37.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST SB OF HEGEWISCH holds $796M in total assets and $676M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #29809).
FIRST SB OF HEGEWISCH has a Tier 1 capital ratio of 37.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is -0.05%.
Yes. FIRST SB OF HEGEWISCH is FDIC-insured (Certificate #29809). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.