Is First Nb&T Co of Newtown Safe?
First Nb&T Co of Newtown has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 26.77% | 100/100 |
| Nonperforming Loan Ratio | 0.55% | 89/100 |
| Liquidity Ratio | 55.05% | 100/100 |
| Return on Assets | 1.63% | 85/100 |
| Total Assets | $1.1B | |
How does First Nb&T Co of Newtown compare?
With a Bank Health Score of 95/100, First Nb&T Co of Newtown sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, First Nb&T Co of Newtown ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 26.77% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.55% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb&T Co of Newtown's Bank Health Score held roughly steady at 95/100. Tier 1 capital strengthened by 1.02 percentage points to 26.77%.
First Nb&T Co of Newtown has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (85/100).