Is First Nb of Sycamore Safe?
First Nb of Sycamore has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (52/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.22% | 100/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 36.58% | 100/100 |
| Return on Assets | 0.81% | 52/100 |
| Total Assets | $0.2B | |
How does First Nb of Sycamore compare?
With a Bank Health Score of 95/100, First Nb of Sycamore sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, First Nb of Sycamore ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 15.22% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Sycamore's Bank Health Score improved by 1.0 points to 95/100. Tier 1 capital was essentially flat at 15.22%.
First Nb of Sycamore has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (52/100).