Is First Nb of River Falls Safe?
First Nb of River Falls has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.58% | 100/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 44.01% | 100/100 |
| Return on Assets | 0.76% | 51/100 |
| Total Assets | $0.3B | |
How does First Nb of River Falls compare?
With a Bank Health Score of 95/100, First Nb of River Falls sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Wisconsin, where 141 FDIC-insured banks are headquartered, First Nb of River Falls ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 16.58% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of River Falls's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 1.71 percentage points to 16.58%.
First Nb of River Falls has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).