Is First Nb of Litchfield Safe?
First Nb of Litchfield has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.89% | 100/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 21.92% | 68/100 |
| Return on Assets | 0.93% | 57/100 |
| Total Assets | $0.1B | |
How does First Nb of Litchfield compare?
With a Bank Health Score of 87/100, First Nb of Litchfield sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Nb of Litchfield ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.89% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Litchfield's Bank Health Score fell by 6.0 points to 87/100. Tier 1 capital was essentially flat at 15.89%. Quarter-over-quarter, the score fell by 1.0 points.
First Nb of Litchfield has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).