FIRST NB OF LITCHFIELD
LITCHFIELD, ILLINOIS · FDIC Cert #3807
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF LITCHFIELD holds a Tier 1 capital ratio of 15.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF LITCHFIELD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF LITCHFIELD shows strong financial health indicators. With $127M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF LITCHFIELD has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF LITCHFIELD holds $127M in total assets and $108M in total deposits. It is located in LITCHFIELD, ILLINOIS (FDIC Certificate #3807).
FIRST NB OF LITCHFIELD has a Tier 1 capital ratio of 15.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.93%.
Yes. FIRST NB OF LITCHFIELD is FDIC-insured (Certificate #3807). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.