Is First Nb of Brownstown Safe?
First Nb of Brownstown has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.40% | 100/100 |
| Nonperforming Loan Ratio | 1.15% | 77/100 |
| Liquidity Ratio | 59.80% | 100/100 |
| Return on Assets | 1.00% | 60/100 |
| Total Assets | $0.1B | |
How does First Nb of Brownstown compare?
With a Bank Health Score of 89/100, First Nb of Brownstown sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Nb of Brownstown ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 22.40% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.15% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First Nb of Brownstown's Bank Health Score held roughly steady at 89/100. Tier 1 capital weakened by 0.41 percentage points to 22.40%. Quarter-over-quarter, the score rose by 2.0 points.
First Nb of Brownstown has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).