FIRST NB OF BROWNSTOWN
BROWNSTOWN, ILLINOIS · FDIC Cert #3770
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF BROWNSTOWN holds a Tier 1 capital ratio of 22.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF BROWNSTOWN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF BROWNSTOWN shows strong financial health indicators. With $55M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF BROWNSTOWN has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 22.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF BROWNSTOWN holds $55M in total assets and $50M in total deposits. It is located in BROWNSTOWN, ILLINOIS (FDIC Certificate #3770).
FIRST NB OF BROWNSTOWN has a Tier 1 capital ratio of 22.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.15%, and the return on assets is 1.00%.
Yes. FIRST NB OF BROWNSTOWN is FDIC-insured (Certificate #3770). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.