Is First Nb of Blanchester Safe?
First Nb of Blanchester has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (48/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.06% | 100/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 33.10% | 100/100 |
| Return on Assets | 0.70% | 48/100 |
| Total Assets | $0.1B | |
How does First Nb of Blanchester compare?
With a Bank Health Score of 94/100, First Nb of Blanchester sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, First Nb of Blanchester ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 22.06% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Blanchester's Bank Health Score fell by 2.0 points to 94/100. Tier 1 capital weakened by 0.63 percentage points to 22.06%. Quarter-over-quarter, the score rose by 1.0 points.
First Nb of Blanchester has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (48/100).