Is First Nb in Pinckneyville Safe?
First Nb in Pinckneyville has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.85% | 100/100 |
| Nonperforming Loan Ratio | 1.15% | 77/100 |
| Liquidity Ratio | 54.36% | 100/100 |
| Return on Assets | 1.20% | 68/100 |
| Total Assets | $0.1B | |
How does First Nb in Pinckneyville compare?
With a Bank Health Score of 90/100, First Nb in Pinckneyville sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Nb in Pinckneyville ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 24.85% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.15% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First Nb in Pinckneyville's Bank Health Score held roughly steady at 90/100. Tier 1 capital weakened by 1.47 percentage points to 24.85%. Quarter-over-quarter, the score rose by 1.0 points.
First Nb in Pinckneyville has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).