FIRST NB IN PINCKNEYVILLE
PINCKNEYVILLE, ILLINOIS · FDIC Cert #13813
Capital & Safety Analysis
According to FDIC financial data, FIRST NB IN PINCKNEYVILLE holds a Tier 1 capital ratio of 24.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB IN PINCKNEYVILLE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB IN PINCKNEYVILLE shows strong financial health indicators. With $136M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB IN PINCKNEYVILLE has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 24.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB IN PINCKNEYVILLE holds $136M in total assets and $123M in total deposits. It is located in PINCKNEYVILLE, ILLINOIS (FDIC Certificate #13813).
FIRST NB IN PINCKNEYVILLE has a Tier 1 capital ratio of 24.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.15%, and the return on assets is 1.20%.
Yes. FIRST NB IN PINCKNEYVILLE is FDIC-insured (Certificate #13813). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.