Is First Mutual Bank FSB Safe?
First Mutual Bank FSB has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (21/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.00% | 100/100 |
| Nonperforming Loan Ratio | 0.73% | 85/100 |
| Liquidity Ratio | 43.13% | 100/100 |
| Return on Assets | 0.03% | 21/100 |
| Total Assets | $0.1B | |
How does First Mutual Bank FSB compare?
With a Bank Health Score of 88/100, First Mutual Bank FSB sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, First Mutual Bank FSB ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 17.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.73% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Mutual Bank FSB's Bank Health Score improved by 2.0 points to 88/100. Tier 1 capital weakened by 0.74 percentage points to 17.00%. Quarter-over-quarter, the score fell by 1.0 points.
First Mutual Bank FSB has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (21/100).