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BankHealth

FIRST MUTUAL BANK FSB

BELPRE, OHIO · FDIC Cert #29617

A
Health Score
88/100
$139M
Total Assets
$94M
Total Deposits
17.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST MUTUAL BANK FSB holds a Tier 1 capital ratio of 17.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST MUTUAL BANK FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.73%
Nonperforming Loans
Low — healthy loan portfolio
43.13%
Liquidity Ratio
Strong — can meet withdrawal demands
0.03%
Return on Assets
Low profitability
$94M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST MUTUAL BANK FSB shows strong financial health indicators. With $139M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST MUTUAL BANK FSB has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 17.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST MUTUAL BANK FSB holds $139M in total assets and $94M in total deposits. It is located in BELPRE, OHIO (FDIC Certificate #29617).

FIRST MUTUAL BANK FSB has a Tier 1 capital ratio of 17.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.73%, and the return on assets is 0.03%.

Yes. FIRST MUTUAL BANK FSB is FDIC-insured (Certificate #29617). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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