Is First Cmty Bk Moultrie Cnty Safe?
First Cmty Bk Moultrie Cnty has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.32% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 52.99% | 100/100 |
| Return on Assets | 1.03% | 61/100 |
| Total Assets | $0.1B | |
How does First Cmty Bk Moultrie Cnty compare?
With a Bank Health Score of 96/100, First Cmty Bk Moultrie Cnty sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Cmty Bk Moultrie Cnty ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 18.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Cmty Bk Moultrie Cnty's Bank Health Score improved by 4.0 points to 96/100. Tier 1 capital weakened by 0.61 percentage points to 18.32%. Quarter-over-quarter, the score rose by 3.0 points.
First Cmty Bk Moultrie Cnty has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).