FIRST CMTY BK MOULTRIE CNTY
SULLIVAN, ILLINOIS · FDIC Cert #3745
Capital & Safety Analysis
According to FDIC financial data, FIRST CMTY BK MOULTRIE CNTY holds a Tier 1 capital ratio of 18.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CMTY BK MOULTRIE CNTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CMTY BK MOULTRIE CNTY shows strong financial health indicators. With $113M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CMTY BK MOULTRIE CNTY has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 18.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CMTY BK MOULTRIE CNTY holds $113M in total assets and $106M in total deposits. It is located in SULLIVAN, ILLINOIS (FDIC Certificate #3745).
FIRST CMTY BK MOULTRIE CNTY has a Tier 1 capital ratio of 18.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.03%.
Yes. FIRST CMTY BK MOULTRIE CNTY is FDIC-insured (Certificate #3745). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.