Is First Central Nb of St Paris Safe?
First Central Nb of St Paris has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (67/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 31.00% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 29.70% | 99/100 |
| Return on Assets | 1.18% | 67/100 |
| Total Assets | $0.1B | |
How does First Central Nb of St Paris compare?
With a Bank Health Score of 96/100, First Central Nb of St Paris sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, First Central Nb of St Paris ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 31.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Central Nb of St Paris's Bank Health Score fell by 1.0 points to 96/100. Tier 1 capital strengthened by 0.58 percentage points to 31.00%. Quarter-over-quarter, the score fell by 1.0 points.
First Central Nb of St Paris has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (67/100).