Is First Bank of Beloit Safe?
First Bank of Beloit has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.37% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 30.00% | 100/100 |
| Return on Assets | 0.73% | 49/100 |
| Total Assets | $0.1B | |
How does First Bank of Beloit compare?
With a Bank Health Score of 95/100, First Bank of Beloit sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, First Bank of Beloit ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 18.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Bank of Beloit's Bank Health Score improved by 1.0 points to 95/100. Tier 1 capital weakened by 2.81 percentage points to 18.37%.
First Bank of Beloit has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).