Is Farmers&Merchants Union Bank Safe?
Farmers&Merchants Union Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (71/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.32% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 22.73% | 71/100 |
| Return on Assets | 3.57% | 100/100 |
| Total Assets | $0.5B | |
How does Farmers&Merchants Union Bank compare?
With a Bank Health Score of 93/100, Farmers&Merchants Union Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Wisconsin, where 141 FDIC-insured banks are headquartered, Farmers&Merchants Union Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 18.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers&Merchants Union Bank's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital strengthened by 0.16 percentage points to 18.32%. Quarter-over-quarter, the score fell by 4.0 points.
Farmers&Merchants Union Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (71/100).