Is Farmers&Merchants Tr Chamber Safe?
Farmers&Merchants Tr Chamber has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (58/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.27% | 79/100 |
| Nonperforming Loan Ratio | 0.07% | 99/100 |
| Liquidity Ratio | 31.20% | 100/100 |
| Return on Assets | 0.94% | 58/100 |
| Total Assets | $2.0B | |
How does Farmers&Merchants Tr Chamber compare?
With a Bank Health Score of 88/100, Farmers&Merchants Tr Chamber sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Farmers&Merchants Tr Chamber ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 12.27% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.07% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Farmers&Merchants Tr Chamber's Bank Health Score fell by 2.0 points to 88/100. Tier 1 capital weakened by 0.76 percentage points to 12.27%. Quarter-over-quarter, the score fell by 1.0 points.
Farmers&Merchants Tr Chamber has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (58/100).