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Is Farmers&Merchants Bk Mound C Safe?

Farmers&Merchants Bk Mound C has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio11.86%76/100
Nonperforming Loan Ratio0.09%98/100
Liquidity Ratio32.33%100/100
Return on Assets1.04%62/100
Total Assets$0.1B

How does Farmers&Merchants Bk Mound C compare?

With a Bank Health Score of 87/100, Farmers&Merchants Bk Mound C sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Farmers&Merchants Bk Mound C ranks above the state average of 69/100 (Grade B).

The bank's Tier 1 capital ratio of 11.86% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Farmers&Merchants Bk Mound C's Bank Health Score fell by 1.0 points to 87/100. Tier 1 capital weakened by 0.15 percentage points to 11.86%. Quarter-over-quarter, the score rose by 6.0 points.

Farmers&Merchants Bk Mound C has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).