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BankHealth

FARMERS&MERCHANTS BK MOUND C

MOUND CITY, KANSAS · FDIC Cert #14024

A
Health Score
87/100
$56M
Total Assets
$51M
Total Deposits
11.86%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMERS&MERCHANTS BK MOUND C holds a Tier 1 capital ratio of 11.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS BK MOUND C has a strong buffer to absorb potential losses.

Key Financial Metrics

0.09%
Nonperforming Loans
Low — healthy loan portfolio
32.33%
Liquidity Ratio
Strong — can meet withdrawal demands
1.04%
Return on Assets
Profitable — earning well on assets
$51M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS&MERCHANTS BK MOUND C shows strong financial health indicators. With $56M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS&MERCHANTS BK MOUND C has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 11.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS&MERCHANTS BK MOUND C holds $56M in total assets and $51M in total deposits. It is located in MOUND CITY, KANSAS (FDIC Certificate #14024).

FARMERS&MERCHANTS BK MOUND C has a Tier 1 capital ratio of 11.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 1.04%.

Yes. FARMERS&MERCHANTS BK MOUND C is FDIC-insured (Certificate #14024). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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