Is Evolve Bank&Trust Safe?
Evolve Bank&Trust has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.79% | 98/100 |
| Nonperforming Loan Ratio | 0.46% | 91/100 |
| Liquidity Ratio | 33.63% | 100/100 |
| Return on Assets | 1.22% | 69/100 |
| Total Assets | $1.7B | |
How does Evolve Bank&Trust compare?
With a Bank Health Score of 94/100, Evolve Bank&Trust sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Arkansas, where 57 FDIC-insured banks are headquartered, Evolve Bank&Trust ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 14.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.46% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Evolve Bank&Trust's Bank Health Score improved by 2.0 points to 94/100. Tier 1 capital strengthened by 0.58 percentage points to 14.79%. Quarter-over-quarter, the score rose by 10.0 points.
Evolve Bank&Trust has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (69/100).