Is Eureka Savings Bank Safe?
Eureka Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (70/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 36.48% | 100/100 |
| Nonperforming Loan Ratio | 0.84% | 83/100 |
| Liquidity Ratio | 36.52% | 100/100 |
| Return on Assets | 1.25% | 70/100 |
| Total Assets | $0.4B | |
How does Eureka Savings Bank compare?
With a Bank Health Score of 92/100, Eureka Savings Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Eureka Savings Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 36.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.84% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Eureka Savings Bank's Bank Health Score improved by 8.0 points to 92/100. Tier 1 capital weakened by 2.21 percentage points to 36.48%. Quarter-over-quarter, the score rose by 2.0 points.
Eureka Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (70/100).