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BankHealth

EUREKA SAVINGS BANK

LA SALLE, ILLINOIS · FDIC Cert #28401

A
Health Score
92/100
$405M
Total Assets
$302M
Total Deposits
36.48%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, EUREKA SAVINGS BANK holds a Tier 1 capital ratio of 36.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EUREKA SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.84%
Nonperforming Loans
Low — healthy loan portfolio
36.52%
Liquidity Ratio
Strong — can meet withdrawal demands
1.25%
Return on Assets
Profitable — earning well on assets
$302M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EUREKA SAVINGS BANK shows strong financial health indicators. With $405M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EUREKA SAVINGS BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 36.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EUREKA SAVINGS BANK holds $405M in total assets and $302M in total deposits. It is located in LA SALLE, ILLINOIS (FDIC Certificate #28401).

EUREKA SAVINGS BANK has a Tier 1 capital ratio of 36.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.84%, and the return on assets is 1.25%.

Yes. EUREKA SAVINGS BANK is FDIC-insured (Certificate #28401). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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