Is Elk State Bank Safe?
Elk State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (39/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.93% | 99/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 46.11% | 100/100 |
| Return on Assets | 0.48% | 39/100 |
| Total Assets | $0.1B | |
How does Elk State Bank compare?
With a Bank Health Score of 94/100, Elk State Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Elk State Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 14.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Elk State Bank's Bank Health Score held roughly steady at 94/100. Tier 1 capital weakened by 0.88 percentage points to 14.93%.
Elk State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (39/100).